# Plaid — Agent Score

> Score: 63/100 (Grade: D) | Docs: https://plaid.com/docs | Checked: April 3, 2026

Plaid scored 63/100 (D) on Agent Score. 10 of 22 agent-readiness checks passed.

[View full report](https://buildwithfern.com/agent-score/company/plaid)
[All companies](https://buildwithfern.com/agent-score/llms.txt)

## Summary

- Total checks: 22
- Passed: 10
- Warnings: 2
- Failed: 7

## Check Results

### content-discoverability

- [pass] llms.txt found at 2 location(s)
- [warn] llms.txt contains parseable links but doesn't fully follow the proposed structure: https://plaid.com/docs/llms.txt: No blockquote summary found
- [fail] llms.txt is 372,165 characters (exceeds 100,000 threshold; will be truncated by most agents)
- [pass] All 10 same-origin sampled links resolve (1512 total links)
- [fail] Same-origin links point to HTML and no markdown alternatives detected (217 external links excluded)
- [fail] No llms.txt directive found in any of 10 sampled pages

### markdown-availability

- [fail] No sampled pages support .md URLs (0/10 tested)
- [fail] Server ignores Accept: text/markdown header (0/10 sampled pages return markdown)

### page-size

- [pass] All 10 sampled pages contain server-rendered content
- [skip] Skipped: dependency check did not pass
- [fail] 4 of 10 sampled pages convert to over 100K chars (max 166K, 59% boilerplate)
- [warn] 10 of 10 sampled pages have content starting at 10–50% (worst 50%)

### content-structure

- [pass] No tabbed content detected across 10 sampled pages
- [pass] No tabbed content found; header quality check not applicable
- [pass] All 0 code fences properly closed across 2 pages

### url-stability

- [pass] All 10 sampled pages return proper error codes for bad URLs
- [pass] No redirects detected across 10 sampled pages

### observability

- [fail] llms.txt covers 0/284 sitemap doc pages (0%); 284 missing; 232 llms.txt links not in sitemap (may indicate stale links or incomplete sitemap)
- [skip] Skipped: dependency check did not pass
- [pass] All 12 endpoints have appropriate cache headers

### authentication

- [pass] All 10 sampled pages are publicly accessible
- [skip] All docs pages are publicly accessible; no alternative access paths needed